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LOAN PROCESS
Once we have determined what
your goals are and looked over your credit,
debt to income, and employment history, we
then shop for your loan.
Once we find what you want at the best rate
we lock that rate. At this time your loan goes
into processing for the final approval.
From that point it is usually two weeks in
most cases to closing.
Purchasing or refinancing a home should not
be stressful to you. And here at AP
Mortgage we eliminate the stress by working
fast and accurately so our clients can go
about their business with one less thing to
worry about. |
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CREDIT SCORES
Many people feel that they are unable
to purchase or refinance a home because of
past credit problems. Obviously those
with perfect credit will have access to more
programs and lower interest rates.
However, just because
you've made some mistakes, or fallen on hard
times in the past, doesn't mean you're not
allowed to purchase or refinance a home.
One of our specialties is helping people with
past credit problems.
If your credit can be
repaired, we will try to help you free of
charge. Past credit problems doesn't
mean your stuck. We can help in most
cases.
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